Return and Refund of Products: 

Product related complaints for refund or replacement are subject to Refund and Return Policy available at Return Policy. Customer and FIO unconditionally agree that they are governed by the Return Policy.

The return process of a Product may be subject to additional terms depending on the nature and category of the Product. Any such additional terms may be specified on the Website or be intimated by FIO at the time of purchase of the Product.

Governing Law and Jurisdiction:

By agreeing to these terms and conditions you agree that in case of any dispute you will be governed by the laws of India without reference to conflict of laws principles and exclusive jurisdiction lies with the court of Mumbai.

Limitation of Liability:

FIO shall not be liable for any special, incidental, direct or consequential damages in connection to terms of use, even if the concerned user has informed in advance about the possibility of damages.

Customer Access:

FIO may deny customers access to the site at any time and may do so immediately without notice. Such denial of access will be without any liability to FIO.

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